Health must be a priority for all and with the recent Covid-19 pandemic scare more and more people have realised the importance of good health. Health is the biggest investment one can make.
The rising medical costs causes a lot of stress which is why it is recommended to purchase a health card online or a health insurance card. This card will ensure that your treatment costs are covered during any illness and both you and your family do not have to pay from the pocket.
In this article we shall discuss two types of health cards, namely Bajaj Finserv Health Card and Abha Card, their features and which one is better?
Why choose Bajaj Health Card?
The Bajaj health card is a highly beneficial, secure and multipurpose card. It helps you pay off your medical bills, you can buy medicines with the card and you may also use it to pay for other therapeutic treatment expenses such as physiotherapy or counselling. A person aged between 21-65 years old can apply for the health card online. He or she must be of Indian nationality.
The Bajaj health card offers coverage for more than 1,000 health treatments across India, including ENT treatments, dental and eye care, vascular, oncology, orthopaedic and maternity care. There are over 1700 network hospitals where you may avail healthcare services. It also covers new- age treatments like stem cell therapy, IVF, plastic surgery, and many others.
The biggest advantage of this health card is that you can convert the payments into EMIs as per your convenience. You can choose the option of this payment tenure ranging from 3 to 12 months with absolutely zero rate of interest.
Steps to apply for a Bajaj Health Card online
- Visit Bajaj Finserv Health EMI Network Card web page.
- Check the health card options available, and choose one.
- Enter your mobile phone number for verification through OTP.
- Fill in your details, like full name, PAN card number, email ID etc.
- Fill in your basic employment details.
- Verify your KYC information through your Aadhar card.
- Pay your one time joining fee and activate by entering your bank account details.
This is a seamless and affordable way to get a health card online. You will also get 24*7 customer support services so that your queries are resolved quickly and efficiently.
About ABHA Card
ABHA or Ayushman Bharat Health Account is a Government initiative to digitalise healthcare in India. ABHA card holders get a unique 14 digit number for identification, this card digitally stores a person’s medical records like prescriptions, diagnostic reports, lab test results, and other relevant information. It can be accessed from any part of the country and makes the process paperless and error-free.
The card is provided free of cost for all citizens of India, and you can seek medical treatment and services easily with this card. During a visit to any clinic or doctor, the patient must share the ABHA ID number, and the doctor will be able to take a look at the person’s medical history.
It gives you access to Healthcare Professional Registry (HPR), a complete list of the doctors in the country and their details as well as the details of all government and private medical facilities available in the country. This is an efficient way to focus on each patient’s wellness, as there is no need to take the hassle of remembering to carry physical records. Create ABHA card for children, to maintain their health records right from birth.
How to apply?
All citizens of India are eligible to apply for ABHA card online in the following way:
- Visit www.healthid.ndhm.gov.in or download and use the ABHA mobile app.
- Click on “Create my ABHA number”
- Enter your Driving Licence number, Aadhar Card, or PAN Card number
- To generate OTP enter your registered mobile number
- Once the mobile number is verified, you will be given a form
- Fill the form with personal details like name, gender, age, and email ID.
- You can download ABHA ID and avail the services.
Conclusion:
The Bajaj Health Card is a better and more valuable card than the ABHA card. With the prior, you can cover medical expenses and save a significant amount of money. The no-cost EMI financing will take off your financial burden and allow you to focus on your health and recovery. The ABHA card is also useful, it provides you necessary information and improves your accessibility to medical care in India, but it lacks on many aspects when compared to the benefits of Bajaj Health Card.
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